Unlike captive agents, we work for you — not any single carrier. That means honest comparisons, better rates, and coverage that actually fits your life.
Pick a time that works for you and an agent will call you — no waiting on hold.
Our Story
Built on trust. Driven by service.
Broad Insurance Group is an independent agency based in San Diego, CA — appointed with 21+ carriers and committed to putting your interests first, always.
Who We Are
Your advocate in the insurance market.
Unlike captive agents who represent a single carrier, we work independently — which means we work for you. We compare options across dozens of top-rated insurers to find coverage that genuinely fits your life, not the other way around.
From first-time renters to established businesses and commercial trucking fleets, we bring the same level of care and attention to every client we serve.
Independent advice — we're never tied to one carrier
Personalized service from a real, local agent
Claims support when you need us most
Annual policy reviews to keep your coverage current
Transparent comparisons across 21+ carrier partners
21+
Carrier Partners
100%
Independent — we work for you
8
Lines of Coverage
SD
Proudly based in San Diego, CA
Our Mission
"Your interests come first, always."
That's not just a tagline — it's the standard we hold ourselves to every day. Whether you're shopping for your first policy or restructuring coverage for a growing business, we take the time to understand your situation and find the best possible solution.
01
Independent Expertise
No carrier quotas. No pushy upsells. Just honest comparisons across the market.
02
Dedicated Advisor
A real person who knows your situation and picks up when you call.
03
Claims Advocacy
We don't disappear after the sale — we're in your corner when things go wrong.
04
Annual Reviews
Life changes. We proactively review your coverage so it always keeps up.
Where We Are
Serving San Diego and beyond.
We're located at 3065 Beyer Blvd in San Diego, CA 92154 — and we serve clients across California. Prefer to meet in person? Give us a call and we'll set something up.
Owner-operators and fleet owners trust Broad Insurance Group for competitive trucking coverage — liability, cargo, physical damage, and more.
What We Cover
Everything your operation needs.
Whether you're running a single truck or managing a growing fleet, we work with specialized carriers to build a policy that protects your rig, your cargo, and your livelihood.
Primary Liability — required by the FMCSA for all commercial carriers
Physical Damage — collision and comprehensive coverage for your truck
Motor Truck Cargo — protects the freight you're hauling
Bobtail / Non-Trucking Liability — coverage when you're off-dispatch
General Liability — for business operations beyond the road
Occupational Accident — protection for owner-operators
Trailer Interchange — covers non-owned trailers in your care
Excess / Umbrella Liability — additional limits for larger contracts
Owner-Operators
Running your own rig? We help independent owner-operators get properly covered — from primary liability to occupational accident — at competitive rates.
Managing multiple units? We build fleet programs that scale with your operation, with options for scheduled or blanket coverage across your entire fleet.
Select the type of coverage you need below and fill out the form. We'll compare rates across our 21+ carrier partners and get back to you within one business day.
Your information is used solely to obtain insurance quotes. We do not sell or share your personal data. Privacy Policy
Your information is used solely to obtain insurance quotes. We do not sell or share your personal data. Privacy Policy
Your information is used solely to obtain insurance quotes. We do not sell or share your personal data. Privacy Policy
Your information is used solely to obtain insurance quotes. We do not sell or share your personal data. Privacy Policy
❤️
Life Insurance Application
Our life insurance application is powered by Back9ins, a secure platform that connects you with the best life and health carriers. Click below to get started — it only takes a few minutes.
We work with real estate agents, mortgage lenders, financial advisors, auto dealers, and business owners to provide seamless insurance referrals for their clients. Let's build something together.
Who We Work With
Built for professionals who serve clients.
If your clients need insurance — and they do — we make it easy to refer them and ensure they're properly covered. We work with:
We're looking for people who genuinely care about helping others protect what matters most. If that sounds like you, we'd love to hear from you.
Claims Support
File an Accident Claim
We're here to help you through the claims process. Fill out the form below and an agent will follow up with you promptly to guide next steps.
Legal & Compliance
Privacy Policy
Broad Insurance Group is committed to protecting your personal information. This policy explains what we collect, how we use it, and your rights as a California resident.
Effective Date: January 1, 2025 | Last Updated: 2025
This Privacy Policy applies to Broad Insurance Group, an independent insurance agency licensed in the State of California, located at 3065 Beyer Blvd, San Diego, CA 92154.
1. Information We Collect
We collect personal information you provide directly to us when you request an insurance quote, submit a form, schedule a call, apply for a position, or contact us. This may include:
Name, address, phone number, and email address
Date of birth and driver's license information (for auto and trucking quotes)
Vehicle, property, and business information relevant to your insurance needs
Employment and income information (where required for underwriting)
Website usage data (pages visited, browser type, IP address) collected automatically
2. How We Use Your Information
We use the information we collect solely to:
Provide insurance quotes and connect you with appropriate carriers
Service your existing insurance policies and process claims
Communicate with you about your coverage, renewals, and policy changes
Comply with legal and regulatory obligations
Improve our website and services
Our Commitment to You
We do not sell or share your personal information.
Broad Insurance Group does not sell, rent, trade, or otherwise share your personal information with third parties for their own marketing purposes. Information shared with insurance carriers is done solely for the purpose of obtaining quotes or servicing your policy, as permitted under applicable law.
3. California Insurance Privacy — IIPPA Notice
Pursuant to the California Insurance Information and Privacy Protection Act (California Insurance Code §§ 791–791.27), we are required to notify you of our information practices in connection with insurance transactions:
Information Sources: We collect information directly from you, from insurance carriers, and from other sources permitted by law (such as motor vehicle records or prior insurance history) as needed to underwrite your policy.
Disclosure to Third Parties: We share your information only with insurance carriers, reinsurers, and service providers necessary to complete your insurance transaction. We do not share your information beyond what is required to service your policy.
Your Right to Access: You have the right to request access to personal information we have collected about you in connection with an insurance transaction.
Your Right to Correct: You have the right to request correction of inaccurate personal information we hold about you.
Opt-Out of Sharing: To the extent we share any non-transaction personal information, you have the right to opt out. Contact us at the information below to exercise this right.
4. California Consumer Privacy Act (CCPA) — Your Rights
If you are a California resident, you have the following rights under the CCPA (as amended by the CPRA), effective January 1, 2026:
Right to Know: You may request that we disclose what personal information we have collected about you, the sources, the purposes, and any third parties with whom it has been shared.
Right to Delete: You may request deletion of your personal information, subject to certain exceptions.
Right to Correct: You may request correction of inaccurate personal information we hold about you.
Right to Opt-Out of Sale/Sharing: We do not sell or share your personal information. No opt-out is required, but you may contact us to confirm this practice.
Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.
Right to Limit Sensitive Information: You may request that we limit the use of your sensitive personal information to what is necessary to provide our services.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction. Form submissions are handled through JotForm, which maintains its own security certifications. Payment processing is handled through a secure third-party payment platform and we do not store payment card information.
6. Third-Party Services
Our website uses the following third-party services, each subject to their own privacy policies: JotForm (form collection), Calendly (appointment scheduling), Tidio (live chat), and Referral Carrot (referral program). We encourage you to review the privacy policies of these services.
7. Contact Us
For any privacy-related questions, requests, or to exercise your rights:
This privacy policy is provided for informational purposes and is not legal advice. Broad Insurance Group recommends consulting with a licensed attorney for legal compliance guidance specific to your situation. This policy is subject to change; the current version will always be posted on this page.
